Archives December 2018

The Ultimate Guide: Saving Money for a Mortgage Deposit

If there is one thing that is the costliest in this part of the world then it has to be housing. Americans spend three-fourths of their lives striving to create a corpus to be able to buy their own piece of heaven. Notwithstanding the fact that rent here is so high that it is so much more difficult to be able to create a capital fund to be able to climb even the first rung of the ladder of your dream home.

But dreams can turn into reality with a lot of determination and of course with a lot of mindful planning:

When I wanted to buy my own home, the challenges were many. The odds of buying my home against mortgaging as collateral are so high that it worried me that my home could be repossessed if I was not timely on my financial commitments. That scared me a lot. I still shiver at such prospects.

Of course, today I own my home and that is why I am writing this piece which will help first-time homeowners in being able to save money for their mortgage deposit.

First question first: what did I do?

I did not want to spend all my savings and put it into the pocket of my landlady. I decided to ask my parents if they had the aptitude and the space to let me into their house for as much as one or one and half years till I was able to secure my deposit amount.

I was also big on using coupons for all my shopping from grocery to medicines to home décor. I found the coupons at https://www.couponobox.com/jets-pizza-coupons extremely useful; check them out too.

I told them my share of duties and the bill sharing ratio and they were quite happy actually. In time, I had enough to be able to set out again.

I understand this cannot be the case with everyone though, so the next best alternative is to find cheaper rooms. Look for cheaper rooms that don’t come with added liabilities such as parking and extra equipment. You can search on Craig’s List to be able to successfully find one near you so that you can live there temporarily till you have enough in your hand to invest in your dream home.…


The Best Tricks to Make Your Bedroom Feel Extra Cozy

A bedroom is your private sanctity where you can be yourself and rejuvenate yourself. This is the one place in your entire house, that you might spend the least time in but also get that much-needed rest and sleep in.

This bedroom can be made super cozy in no time. It can be made more inviting and all this can be done without redoing the whole room or spending too much on it.

Here are some quick tips:

Pillows

Add more pillows to your bed. They can be in different size or shapes when compared to what you already have. Pillows are inviting and having them in a color contrasting what is already there on the bed will make them pop out and get more attention.

Air Purifier

The quality of the air you breathe in should be good. This is important for your health too. No musty smelling room feels cozy. There are a number of options to choose from. They review the top air purifiers here and this can help you choose the right one for you.

Light

If you have enough lights in your room, change the bulb. A sober warm white light in the room will make it cozier and inviting than a white light. If you do not have too many lights and it is restricted to the basic lights on your walls or ceiling, get a nice floor lamp or a desk lamp. Pick an interesting shade and place it in a prominent place.

Rugs

Add a rug to enhance the floor. Make your floor look different and inviting to step on at the same time. Choose a color that is completely out of the color family of rest of the fabrics in the room. This will make the rug stand out. Since it goes under your feet and is not at eye level, an interesting color or pattern will get some attention to it.

Corner

Get yourself a reading corner. If you are not into reading, this can be just your private corner in your bedroom. You can get a nice swing or a high back chair and ottoman to stretch out your feet on.…


3 Big Tips for Garage Safety: Keeping Your Car Safe

Garage safety takes a few careful implementations. And the steps you take can make it easy for you to park your car and also ensure that your garage is a safe place for your car and for all those who use the space as well.

Ventilation

Work on creating the right type of ventilation in your garage. Having too many open windows might make it difficult to maintain. There might be several cleaning agents and chemicals that you might use inside the garage. When you have a hardware project being executed in your garage then there are chances of fine dust and fumes circulating in the air inside. Find safe and non-hazardous alternatives to the substances you use in your garage. A good quality vacuum cleaner and blower can be a great investment.

Check for leaks

Always have periodic monitoring of your garage scheduled in advance and stick with the schedules. These should be used to check for fluid leaks from the car or even from the workplace. There could also be leaks from the fluids that you have stored in your garage. To identify the presence of inflammable substances and clean the mess soon after you spot one.

Have the safety measures installed

A fire extinguisher, smoke detector, and pollutant fumes or toxic gas detectors are all indispensable in a garage. This help preserves a safe and secure ambiance in the garage and can be handy when accidents do occur.

Besides taking the above steps, ensure that you check the power outlet in your garage and supply an ample amount of lighting inside the garage space. Working in the dark can increase the dangers. Tool organizing racks and shelves can help conveniently store your tools. For the safety of your car while parking, install bumpers and reflective stickers wherever required. Reviewjam.com is a great website for those looking to buy garage products.…