Archives November 2018

7 Things You Should Know About Personal Loans

Read on to know the 7 important things you should know about personal loans:

No guarantee:  Normally the lenders require the personal guarantee of a creditworthy person while giving a loan.  But in the case of personal loans, no banks ask for a personal guarantee.

Interest and charges:  The interest rates differ from bank to bank.  Also note that various charges like processing fee, foreclosure charges etc. are basic factors you should check and compare.  Sites like provide full details of personal loans offered by different banks.  Hence comparison job is made easy.  Always select the loan where the interest and charges are reasonable.

Fast processing:  It is the speediest type of loan which is processed so quickly, and the amount is credited to your bank account.  The time can range from minutes to 1-2 days depending on the bank you choose.  There are few types of loans which will take high processing time.  Normally people get loans only to meet urgent needs.  When the loan processing is delayed the very purpose of taking the loan may not be met.

Loan amount:  Please note that the personal loan amount is based on your income level.  The higher the income the higher the eligible amount.  Also, you should have a good credit history and rating.

No end use stipulation:  Personal loan does not restrict usage of the funds for the selected purpose.  You can take a personal loan for any purpose- education, travel, buying a home, wedding expenses etc.  Hence the flexibility factor is high.

No complex documentation:  Like a few types of loans, personal loans do not involve complicated loan documents.  Simple KYC documents like address and identity proof and income proof are all are needed.

No security:  These loans do not require the backing of an asset to be mortgaged as security.

Six Google Home Tips and Tricks for Busy Parents

  1. Aah! Technology to the rescue:

Have you been sometimes at your desk and hoped to connect with the children back home?

Surveillance cameras can help you see what they are up to but what if you want to give some live information?

Have you thought how Google Home can help busy parents to make sure that thing on their home front is as good as they always wanted to and at the same time they are able to control their home environment remotely?

  1. Add the kids account on the family link:

Adding the kid’s account can mean a great new experience for them as well. Also, with the parental control, you can make sure that they do not handle too much technology than what they are capable of in their tender age.

  1. Getting help with their homework!

Yes, calling out to Google Home for homework help or to ask any random question that passes through their inquisitive minds is now a great idea whilst you prepare the dinner or are trying to send a that important email with your presentation for the next day!

  1. Educational games!

Move over silly games, educational games are more engaging. I tried putting them onto some of the Maths Solving games and they had a chum time figuring out the answers. Check out starwalkkids in case you think you are looking out for engaging educational toys.

  1. Bedtime stories:

What if someone could double up for you when the kids need to be put in bed? Anya and Aasim had to be told stories in bed or they would not sleep. Google Home can say engrossing tales and put them to sound sleep, wow!

  1. Ordering dinner:

For one of those days when you are going to get back late and you know the kids have to wake up early to go to bed, you can ask Google Home to order food for the household. A lot of busy parents think this is a big boon!

Top Things to Consider Before a Bathroom Remodel

Everyone will like to present his or her house in a beautiful way and want to live in an atmosphere which should be unique in the style and also in other aspects.  If you want to get more detail regarding renovation just click the following site to make your house to look beautiful.  If you wish, try to gather some new innovative ideas in the household things, modular kitchen, and new toiletries to suit you much better than ever.

In this article let us see the things to be considered before a bathroom renovation.

  • Makeup you’re Budget: Once have you decided to remodel your bathroom, decide upon the budget you are going to renovate it.  The cost should include replacing the older items with the newer one.  Decide on the things which are to be replaced or replace each and every item as a whole.  Replacing the entire item may add on your budget to a little extent than the replacement of older items.  So try to fix up the cost you are going to spend on renovation.
  • Fix the space required: Try to fix the space going to be used as a bathroom with the provision of bathtub, toilet, and sink also with the storage of items.
  • The height of Sink and other toiletries: Decide upon the height in which all toiletries including the sink are to be placed.  It should be according to the user height or it should on the specified level.
  • Provisions for storage: There should be an option for the storage facility of items like soap, toothbrush, paste, towel, etc.  It will help you to store the appropriate items accordingly.
  • Decide on the Flooring and Walls: Avoid using wallpapers since if it is used, it will lose the attractiveness in due course of time. The flooring should be in such a way that it should not too much slippery.  Enough grips will ensure you to walk with confidence.
  • Good Ventilation: Try to fit exhaust fans for good air supply which pushes out the air and brings in the fresh air outside. It will help to avoid foul odor inside the bathroom.
  • Provision for repair works: There should be enough options to do repair works of these toiletries when it is necessary.
  • Provision for Cleaning: Try to ensure there is an option for cleaning the bathroom in order to avoid germs causing diseases.
  • Avoid cheap materials: Be sure with the items are of high quality and don’t go for purchasing the cheap materials since it may result in paying twice.  So it is better to avoid using cheaper materials.